The application ICB - Revolving Credit aims to the optimization of customer credit limits, re-assessing the customers according to the data existing in the inserted applications and the other current information for their transactional behavior (behavioral scoring). The solution can be applied with various purposes:
- In a constant basis for the review of credit limits of individual cases/customers/groups of customers
- In a regular basis for the re-assessment of larger customer's segments
- In annual or biannual basis for the credit limits settling of the entire number of customers
The aim is the reduction or the increase of the credit limit according to the special characteristics of the client in a harmonized and objective way.